During the Coronavirus Crisis here is San Antonio we are working fast to catch up to preparedness. If you are experiencing financial difficulties and/or foresee that you will due to job loss, hours lost, etc, please read the 7 important steps below. We all have a personal responsibility to do our part, not to wait until it is too late. Communication is key, take the steps below and be prepared.
1. Your landlord can still file eviction lawsuits while court proceedings and move outs are stalled if you pay rent late or not at all. Make every effort to pay your rent even if you must sacrifice in other areas. Your landlord cannot help if you do not communicate with them.
WILL YOUR RENT BE LATE?
2. If you think you cannot pay rent on time, communicate with your landlord. They may waive late fees and work on a payment plan with you if you have documentation regarding your particular situation.
HAVE YOU LOST YOUR JOB?
3. Did you lose your job, or have your hours been cut? Keep all related documents such as pay stubs and letters from employers to prove that your source of income has dropped. Show these documents to your landlord and social service agencies when asking for help.
CPS AND SAWS BILLS
4. CPS Energy and San Antonio Water System have also paused the practice of disconnecting services for residents who fail to pay their water and energy bills. But if you don’t pay those bills, they’ll still continue to accrue. These costs are not waived they are only put on hold. Do not let your bills mount to an unrecoverable amount. Each of these organizations will work out a payment plan that will undress your unpaid balance. Once you establish a payment plan you cannot miss a payment or you will be responsible for paying the entire billed amount and your service will be disconnected.
UNEMPLOYMENT BENEFITS AND SOCIAL SERVICES
5. Start calling local charities and social service agencies to find help. To search for agencies providing assistance of all kinds, including help with rent, utilities, counseling and groceries, visit SACRD.org.
File for unemployment benefits by visiting: https://twc.texas.gov/jobseekers/unemployment-benefits-services
PLAN ACCORDINGLY- EXTENDED BENEFITS NOT YET AVAILABLE IN TEXAS
6. Extended Benefits (EB) and Disaster Unemployment Assistance (DUA) are not available at this time in the State of Texas
RESORT TO ANY LEGAL MEANS
7. This one should be number one! Look for a job in one of the essential services industries. All of these industries are overwhelmed and need help. There are people working from home that need help caring for children, cleaning services and lawn maintenance work. We are also in a digital age where short term virtual gigs are on every job site. Working online, from home, is already normal. Look into being creative on fiverr.com or freelance.com to earn extra income while at home. Resort to any LEGAL means of bringing money into your household.